I hope to The Most High I can get these wiped out. Thank you so much for you templets I had no clue that this was even possible, I came across your blog while I was researching letters, I know God sent you to me for a reason, I sent out my first letter on the 5th I am sending my next letter out on Monday, I am so excited to see what the outcome is, thank you so much for honesty, I am so glad to see this would is still full of great people!!!
I have admitted that I incurred the debt through their automated system. Will they come back to me and say that they have the recording or something. Will I still be able to use these documents. It was for my hospital bills.
By law, if they do not have your signature on a document from the debtor, they are not allowed to report the account.
Hi, how can I edit this letters? Thanks for you response. Thank you so much for sharing and mapping out all the detailed information needed to get my credit letters done on my own. My question is Do I have to include my former name if my last name changed due to marriage? Hey quick question i havent seen on here. If so how do I find that information? Hi Richard, I found that just copying the account information exactly as it is on your credit report is sufficient to submit for verification.
If I did not include my id initially do you think that affect the results? Hello I have tried to open all three links for the letters but none of them are working. Hello Yes this really works I am on letter 2 and I had 4 things deleted so far..
I do have a question. I had a repo taken off my r transunion report and my score dropped 60 points why would this happen? I sent my first letter, only filling out the 5 spaces available, though i have a few more inquiries i wanted to add. Sent the letter on Friday, today is monday …. If you have more items, just neatly write them in under the rest, or you could recreate the letter to fit your needs.
At this point though, I would wait for the response before sending another letter. Thanks Colleen for this eye opening blog. Will definitely give these a try starting today. I never had to go that far. The attorneys that do this for their clients proceed with the commencement of litigation. Do I use these letters that I printed and use a pen to write over stuff? Do I just mark it out and put the right date in pen? Or do I just simply use these samples and write everything out on on my own?
Please help! I have a question. Should these letters also go to the collection agencies that are requesting payments? It seems that they would but I want to be sure that I am utilizing them properly. Also, I would like to thank you for providing the templates free of charge.
Hi, and thank you so much for your free templates. I was going to have a credit repair agency do this but figured I could just do it myself. My question is what is the time frame in between letters that you should wait before sending the next. I waited until I got a response from the credit agency, which is typically 30 days or less. They have 30 days to respond to you, and I found each response came 3 to 4 weeks after sending out my letter.
Hello can I send a letter out without having an account number just the name of the account?? I cant open the letters, and I tried copying and paste and they are blurry, can you please help me? I need to use your letters, by the comments, they are really helpful. Yes, definitely. Are you able to email the template?
Every time I try to download it the picture is blurry! Thank you for sharing all this information. Knowledge is power!! They are all blurry?! Wanted to let you know that the letters, as written, have NOT worked one bit with Experian. Transunion has removed one account. Equifax has removed 3. I am now on round two with all 3. Experian tried to tell me that I had to send in more information which I clearly had everything that they needed. Good luck to you. Thanks for providing these free of charge Colleen.
It is frustrating to be lullled into something , let me know upfront so i can make a decision if i want to and then it makes me leary and not trust people when they play with these tactics.
Thanks for your transparency and clarification through your blog and in the comments. God Bless! Can anyone tell me what life is like after significant deletions? Anyone able to buy a house or any major purchases? Any companies able to re-add those debts? I just wanted to say thank you I just mailed my letter out today. Has anyone been able to make better purchases? Is there a chance that the debts can be reapplied? I sent my first round of letters 2 weeks ago.
I have noticed that I am in dispute status and my credit score jumped 60 points. Once Experian Credit reviews the information , negative account should be deleted. Good luck! Hello, this is a God send…I use to work for a collection agency and I use to read these types of letters. I was just saying to myself I wish I had that information to fix my credit right now thanks so much. Your email address will not be published.
Save my name, email, and website in this browser for the next time I comment. Skip to content Search for:. Anyway, my best to you! Let me know in a few months your results! Thank you so much and God bless you so! Do I mail a copy of my ID and social security card with the letters?
Do you use a pen to write your info on the letters or it has to be typed in? Thanks Reply. Thank You and GodBless darling! You are making a difference on this world Reply. Hi, Colleen Should I mail the first letter via certified mail or send through regular mail?
Thank you so much Reply. Correction to site listed above…. Thank You and GodBless Reply. Do I have to include my former name if my last name changed?
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